Insurance co's are rarely concerned about the "zoning" of a property.
It should be insured as a 3 fam Dwelling since the Liability rates are based on the number of units. Saying it's a 2 unit would be a misrepresentation.
Brian Brown on 4/1/102 6:30 AM said:
>>I have a legal 2 with 3 apartments, should this be insured as a three family or two family, anyone have an advice on this matter, thanks