I agree with you, but it is a big deal if creditors are looking up their residency information on a regular basis and then constantly calling you to find them as you are the property owner of their last known address or the address that they are finding publicly. I know there isn't much you can do other than tell them to stop calling, but there are other reasons. Regular calls can be a hassle.
Actually, it is easy to stop the creditors from calling.
According the federal law (Fair Credit Collections Act I believe), ask them for their mailing address. Send letter to them instructing to cease contact with you. They must cease or face harsh federal penalties and may be required to pay you restitution. such a letter leaves them no recourse but to pursue you in a court action, which won't happen because you have no legal interest in the former T's loan obligations to other parties.
I don't disagree that it isn't a hard process. But you also have to take the time out of your day to go through all of that. Ask for mailing address, formally draw up a request for them to cease contact.