Concerns renting to non-US citizen with US spouse

Concerns renting to non-US citizen with US spouse by Bug Lady (Maryland) on April 4, 2012 @22:19

I am considering a family where the wife is not a US citizen and does not have a SSN or a drivers license and does not work out of the home. The husband has a stable job with a good credit and good income job. What are the concerns? Can I do any kind of credit check on her? Her nationality is Mexican.

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Re: Concerns renting to non-US citizen with US spouse by Agni (Pa) on April 4, 2012 @22:57	[ Reply ]

Check if she has tax ID identification number.For some nations this is a tradition that wife stays home and it cannot be changed by American emancipated life...Just take maximum deposit you state allows...and do not go with lease but rent m2m agreement to time she will obtain her SSN number.You may also ask if they applied for her green card and take copies of her petition.

Re: Concerns renting to non-US citizen with US spouse

Re: Concerns renting to non-US citizen with US spouse by Anonymous on April 4, 2012 @23:49	[ Reply ]

Is she in the U.S. legally or illegally? Does she have a green card or a temporary visa? Does she have a Mexican credit card? What is the husband's FICO score? Does he make 3 to 4 x the monthly rent in income? Have you verified employment and pulled a credit report, and checked with prior landlords? How long have they been married? Were they married in the US? Any kids? Would there be only two tenants? Is she going to gradually move her Mexican relatives into your place over time?

Re: Concerns renting to non-US citizen with US spouse

Re: Concerns renting to non-US citizen with US spouse by Lise on April 5, 2012 @06:40	[ Reply ]

If they are married, (ask for the marriage license) she will have a green alien card very soon. The husband is an American citizen, he has a great job, so where is the problem ? She will stay at home as long as she will receive her SSN - it will take a while. She is not allowed to work outside the home until whe will have a SSN. I do not see any concern on this situation : actually, I am an alien, have my green card for many years ( not driver license, I do not drive) and I am applying for American Citizenship this year. I am not a criminal, I am educated, not poor, and never were in debt : I cannot see why you cannot rent to this tenants ? Just think that all and every American citizen descend from aliens, isn't it ? Just be sure to insist on the fact that you will be very alert on how many people will be living in the house, so to dissuad her to call her people to visit too often.

Re: Concerns renting to non-US citizen with US spouse

Re: Concerns renting to non-US citizen with US spouse by Jake on April 5, 2012 @08:40	[ Reply ]

"For some nations this is a tradition that wife stays home and it cannot be changed by American emancipated life" How do you even start to address this statement? It is the worst practice to harbor illegal aliens. This person has no credit, no legal name and no way for you to determine what criminal background may exist. Harboring illegal aliens is a federal crime with all kinds of criminal consequences for the landlord. Does this alien even speak english? The only landlords who will advise you to take this applicant are those landlords who are just not smart. Do not be one of them. If you want to know how bad of an idea this is, call immigration and ask them if it is OK.

Re: Concerns renting to non-US citizen with US spouse

Re: Concerns renting to non-US citizen with US spouse by Anonymous on April 5, 2012 @17:20	[ Reply ]

I'm currently renting to foreign nationals (a married couple). Beside my usual requirements and verification for any prospect, I also check and get a copy of: - Passport - Visa - IRS ITIN The passport and visa IDs are documented on the lease. The IRS ITIN is used to run background and credit checks. For me, the passport needs to be current and show lawful entry. Also, the visa needs to be current and of a type that allows for long-term stay. The checking of a marriage certificate is not necessary for me since my leases always list all adult occupants wholly and severally responsible for the terms along with multiple signature lines. So, whether they are married or not, they are all held accountable and that's the bottom line for me. My current tenants are in a situation where the husband is here on a special type of long term work visa and the wife and kids are on a visa that allows them to be here with him but not work. Since his income and credit alone meet my criteria, it's okay with me that the wife can't work. If I needed to have combined income in order for them to qualify, the fact that her visa won't allow for her to work would be an issue.

Re: Concerns renting to non-US citizen with US spouse