I'll check with my insurance agent about cost, but the competitive rental market I'm in at this point, I'm not sure taking on the cost myself and adding it to the rent is a good idea. I'd prefer to put it as a requirement for renting.
I haven't tried including because of something I read (probably this site) suggesting that it is a gray area f landlord pays for the insurance - something with the legality of LL insuring... but I'm not very clear in this. anyone can clarify if there could be legal issues if LL pays for T renters insurance?
You can't take out insurance on them. You can pay for the insurance as long as they sign all the paperwork in their names. You are not signing anything and you are not the beneficiary of the policy. Just ask your insurance agent the best way to go about it.
In AZ whenever they required RI at the properties I worked at, most people would sign up for a month and then cancel because they were cheap.