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Re: replacement vs cash value insurance
by Jake
on May 16, 2012 @16:49
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"if it's a partial loss, replacement value brings you back to where you are prior to the loss."
There is a limit as to what your policy will pay. You are not garanteed that the pay out will be enough to completely restore a policy holder's property to the level before the loss. You will be paid what the insurance thinks is enough.
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