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Re: Tenants scheduled to move but failed to pay last>>
by Jake
on July 9, 2012 @12:50
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Rob...the fact that your tenant still lives there is great news. Post the Pay or Quit immediately. Usually, it gives the tenant 3 days to pay up or get out. Check your state law on the internet. When the tenant does not move, fill out the eviction papers immediately after the PQ notice expires. When you get to the part on the forms for naming the persons to be evicted write in your tenant's names as well as add "and all others." This will clear out any squatters. The only way you can get your financial damages recorded on a credit record is to file for the eviction. An eviction remains a permanent part of the tenant's credit record forever. You may garnish wages if your state allows it. If not, at some point, your tenant will realize she can never rent again or make major purchases that require credit like a car or house. At some point the tenant will contact you to "settle." Be sure not to accept a proposal less than the court award. Be sure to get a forwarding address from your tenant. If she is reluctant to offer it you can say you need it to return the deposit but the "settlement statement" has to be mailed. Do not accept an address other than the tenant's.
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Re: Tenants scheduled to move but failed to pay last>>
by Monica (Wa)
on July 9, 2012 @14:55
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It is not true that an eviction stays on a credit report FOREVER ! Nothing stays on a credit report forever except personal information such as date of birth, social security number, etc. A judgement stays on for 7 years and a bankruptcy for 10 years. I worked for equafax and transunion so I know this to be a fact. Also if you get a judgement and you dont have the debtors social security number ~ sorry~ it wont go on their credit report. Very important to get aa social security number. I always try to get a copy of it to be sure it is not incorrect.
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Re: Tenants scheduled to move but failed to pay last>>
by Jake
on July 9, 2012 @17:19
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"It is not true that an eviction stays on a credit report FOREVER"
We have been though this before. How many evictions have you ever seen drop out of a credit file? How long do does it stay in the civil court records?
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Re: Tenants scheduled to move but failed to pay last>>
by Anonymous
on July 9, 2012 @17:21
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Regardless, the point is this moron needs to post his pay or quit notice and stop messing around. He can't report to any collection agency without a judgment. He also can't report without an SSN, which I doubt he has. It's all a moot point anyways.
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Re: Tenants scheduled to move but failed to pay last>>
by Rob (NC)
on July 9, 2012 @18:12
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Jake you're truly a gentlement in you advise. I will follow up with payorquit document. However, when I process the eviction how will the damages be proven or present on the court eviction? Thanks Rob
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Re: Tenants scheduled to move but failed to pay last>>
by Rob (NC)
on July 9, 2012 @18:28
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Monica thanks for your input. I do have the parties involved SSN#. However, I really not sure if you will need a court judgement to report a tenants nonrental payment and reported rental dammages for the credit agency? Rob
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Re: Tenants scheduled to move but failed to pay last>>
by anonymous
on July 10, 2012 @12:45
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what? Yes, you need a tenant's SSN and a court judgment to report them to the credit bureau for non-payment. Otherwise any Joe could report Sally for non-payment and ruin their credit for spiteful reasons. You need a court judgment.
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Re: Tenants scheduled to move but failed to pay last>>
by Nicole (pa)
on July 9, 2012 @19:38
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question for Monica - how do the credit bureaus get the ss numbers from the judgment? the judgments are public record but they are filed by name only here - no ss number is put on the paperwork.
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