Re: Puppy increase Property Insurance? - Landlord Forum thread 325945

Re: Puppy increase Property Insurance? by Anonymous on October 19, 2014 @20:59

The landlord will incur additional liability in case the dog bites someone and that person sues him. I cannot answer for all insurance companies but most of them have a major problem with aggressive breed dogs which the Shih Tzu is not. However, I charge a non-refundable pet fee to cover the extra risk I take and the extra load placed on a residence because of the pet. This is not to cover damages. It does not matter if the pet is there for 30 days or 12 months, the pet fee is due at the time the pet takes up residence.

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Re: Puppy increase Property Insurance? by Jasmime (NY) on October 19, 2014 @21:27	[ Reply ]

So some are saying it's false and you are saying it will increase our landlords insurance. Does anyone have a specific answer? We, ourselves, have our own renters insurance. And the puppy is not an aggressive kind.

Re: Puppy increase Property Insurance? by Anonymous on October 19, 2014 @22:10	[ Reply ]

NO Jasmine, Please do not misquote me! I did not say it will increase the landlord's insurance. Please re-read my post. I said that I cannot speak for all insurance companies, but many of them don't approve of aggressive breeds, which I noted your dog is NOT. I also require that all tenants have renters insurance. I charge a non-refundable pet fee, not because I can but because of the additional RISK I take from accepting pets and because of the additional occupant/entity LOAD it places on my property. It's just smart business to do so. I have been screwed so badly before, to the tune of a thousand dollars, by tenants pets, that I have learned my lesson. Why not just wait the eight months and move somewhere else where they don't charge for pets? Good luck finding one.