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Landlord Newsletter Mid July 2008


















































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"Of all the sites out there, the LPA by FAR has the most extensive resources, the most knowledgeable help, the most expertise, and is quite possibly the best real estate site I've used in my career."
Dr. Dani Babb, Author of "The Accidental Landlord". LPA Member since 2007.






"My LPA Membership has saved me from so many expensive tenant problems, it has already paid for itself many times over."
Louis C., LPA Member since February 2001.






"TheLPA.com emphasizes the three most important issues for a landlord's protection:
1. Screening and Tenant Selection
2. Using a Solid Landlord Lease
3. Lease Enforcement
Robert Irwin, Author of "The Landlord's Troubleshooter", "The Armchair Real Estate Investor and "Real Estate Tips and Traps", LPA Member since April 2007






The LPA not only lets you share your experience with other landlords, but it will also help to answer your questions.
Timothy Spangler, Author of "From the Rat Race to Real Estate", LPA Member since December 2003






The Web site was founded by John Nuzzolese, and he is a "nice guy" like we were when we started. He learned many lessons the hard way, like we did, and so you will benefit greatly from his experiences, and from being part of this group.
Kind regards,
Sandy Midea, Author of "A Fool's Guide to Landlording"






"The LPA Lease has become my favorite lease, and enforcing it with the Essential Forms is even better. Managing my properties (tenants) has become much easier."
Jack Klein, LPA Member since May 2001.






"The question should be ..." "Can you afford not to join The Landlord Protection Agency? I'm very thankful for all The LPA has done for us. At first we were intimidated by our tenants and the whole process of leasing and managing our rental property. Now we have 3 rentals with excellent tenants!"
Carol and Jim S., LPA Members since July 2003






"I'd like to thank Mr. Nuzzolese for sharing his landlording knowledge with us. I find it refreshing to be able to get down to earth articles and real life helpful advice on the LPA website.
Gary Smith, LPA Member since 2007






"I cannot express how your products have made my job so much easier. I have peace of mind now knowing that I am protected by the verbiage you have in your contracts. Thank you so much."
Tony Gramm, Aurora, OH

The LPA Newsletter


Dear Fellow Landlord,

In this newsletter:

  • Article: by Sally Anderson, "4 Myths About Renter's Insurance"
  • Articles: excerpts from "The Accidental Landlord", Dr. Danielle Babb's soon to be released new landlording book!
  • Ask the Attorney, New Questions & Answers with Eviction lawyer, John Reno
  • Free Landlord Form download
  • Landlording Quick Quiz True or False
  • Recent Tenant Excuses
  • Recent Success Quotes

    Please e-mail us if you have any questions or would like to add or share any material / information. Have a great month!
    John Nuzzolese
    John@theLPA.com

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    4 Myths About Renter's Insurance

    Common Misconceptions

    By Sally Anderson

    It's cool -- my landlord's covered. In most cases, a landlord's insurance covers only structural damage to the building itself—and many landlord policies don't even go that far if the damage is caused by a tenant. If you leave the tub running and it turns your floor into cardboard and dribbles downstairs, damaging your neighbor's couch, you may be liable for the whole drippy mess. If your building went up in flames, your landlord's coverage would include repairs, but only to the building, not to the possessions of tenants.

    It's out of my price range. Is $10 to $20 per month too much? In March of 2002, unofficial online quotes from two major carriers produced annual rates of $147 ($12.25 per month) and $203 (under $17 monthly) respectively. Both quotes were for a fictional five-room house in Boulder, Colorado, covering the basics for "standard" personal property valued at $35,700 (the automated figure produced by one company). Both quotes had a deductible of $500 per incident, and included medical coverage for others, on-premise or off-premise. Assumptions were that the house contained a smoke alarm and fire extinguishers. For lower rates, you can raise the deductible; for more protection, you can pay more for replacement cost coverage, in which reimbursement is based on today's replacement cost rather than original value.

    I'm in a great building, and I'm not worried about security. Renter's insurance extends beyond on-premise theft and hazards....

    click for the full article...

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    Ask the Attorney

    The Landlord Protection AgencyThe Landlord Protection Agency® is proud to introduce John Reno, Esq., a highly experienced Landlord - Tenant attorney based on Long Island, NY.

    If you have a landlord tenant problem you'd like to ask a question about, please feel free to e-mail me your question.
    Submit a landlord / tenant question for Mr. Reno




    Dear Mr. Reno:
    First, let me say that I have learned my lesson and do my homework now.A tenant moved out after 4 months, breaking their 12 month lease, leaving unpaid rent for that month, left the house in a mess and did quite a bit of damage. There were also other lease violations.Neighbors told me that an older man (her father) was living with them for a while. He was not an authorized tenant. After they moved I found mail in the trash addressed to him at the rental property. I cannot find the male tenant, and the female is in prison now.
    My question is--can I go after the father for unpaid rent and damages? Thanks, Donna, Missouri

    A: Unfortunately, no, and not just because he wasn't on the lease. The problem is you never had an agreement with the father to pay you rent. He was just a guest of your tenant. He may have had an agreement to pay his daughter, so maybe that jail bird can sue him- but you can't. Sorry.

    Dear Mr. Reno:
    Do you need a lawyer to evict a bad tenant and what are the steps the landlord must take?
    Thank you, Deb, Revere Massachusetts

    A: Do you need a lawyer? What a question! Let me put it this way. Most landlords use lawyers because of the procedures required. There are many steps. Some landlords do it themselves and do quite well. Maybe you can too. But don't expect to get it right the first try!

    Dear Mr. Reno:
    My female tenant was married and divorced while living in my apartment. She now intends to marry a man whom I find to be undesirable and unpleasant. Can I refuse his residency? I am 74 years old and live in a two-family house.
    Please advise me, Many thanks
    Herman, New Jersey

    A: No, you can't refuse his residency, but nothing says you have to renew her lease when it expires, and if its a month to month, there's nothing stopping you from giving a 30 day notice.

    Read more from John Reno, Eviction Attorney




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    Dr Dani Babb

    Sneak Peek!

    Click on the following 2 links to read excerpts of Dr. Danielle Babb's soon to be released new landlording book!

    "The Accidental Landlord"!

    Getting Your House Rent Ready!

    How to Determine a Fair Management Fee

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    FREE DOWNLOAD

    LPA Essential Form
    Plumbing Stoppage & Drain Notice

    Do Your Tenants Cause Plumbing Problems?
    Plunge that blockage!

    Educate your tenants about taking proper care of the plumbing in your rental property. It's amazing how many tenants don't know it is wrong to flush certain items in the toilet, or to spill grease or harmful chemicals down the drain. Cut your plumbing expenses and maintenance time by warning your tenants with a Plumbing Stoppage & Drain Maintenance Notice.Watch what you flush!

    The Plumbing Stoppage & Drain Maintenance Notice will emphasize and prioritize the importance of proper plumbing care.

    The notice can make your plumbing rules and requirements a part of your existing lease or a handy reminder of your "Plumbing Stoppages" clause in your The LPA Lease.

    LPA Carbon Monoxide AddendumPlumbing Stoppage & Drain Notice

    (You can download this form free till July 31, 2008 )

    Click here to purchase or to read about LPA Essential Landlord Forms and descriptions


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    Landlord Mini Quiz

    • A tenant is always entitled to a "First right of refusal" to purchase the premises as long as his lease term has not expired.
      True or False

    • A prospect is more valuable if he is interested in an "option to buy".
      True or False

    • A Move-in Move-out report signed by the tenant will help the landlord enforce deductions for damages from the tenant's security deposit.
      True or False

    • It is not unusual for tenants to pay for their own screening and credit report.
      True or False

    • Plumbing stoppages are the tenant's responsibility under the LPA lease.
      True or False

    • The LPA's Deadbeat Database/ National Tenant Reporting Bureau is designed to protect landlords from a hazardous tenant situation.
      True or False

    For more test questions, click here...
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    Tenant Excuses

    "My husband's car burned up on the highway. The rent was in the car. It was cash." I was almost a believer and then she said it was cash. They have never had the rent in full and in cash before. - Madge R., SW FL

    "I'm not giving half my paycheck to some stupid kid." I just bought an already occupied three unit rental home, and the tenants in one apartment seem to have a problem, not only with paying the rent, but with the fact that I'm 24 as well. Hope they like getting evicted by "some stupid kid" a little better. - Kendra F.

    "The rent is only $700. You own lots of houses and collect tons of rent. Why is my $700. such a big deal to you?" If you think your rent is so low, why can't you pay it? She ignores my late notices and now I have served a Termination Notice. - Steve S., Bellmore, NY

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    Quotations...


    eleanor roosevelt quotes Yogi Berra quotes Thomas Edison quotes Benjamin Franklin success quotes



    "People with goals succeed because they know where they are going... It's as simple as that." - Earl Nightingale

    "Tenants show their true colors in pressure situations." - John Nuzzolese

    "Far better it is to dare mighty things, to win glorious triumphs even though checkered by failure, than to rank with those poor spirits who neither enjoy nor suffer much because they live in the gray twilight that knows neither victory nor defeat." - Theodore Roosevelt

    "How much did your last tenant problem cost you?"
    - John Nuzzolese

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    Books by LPA Members

    The Landlord Protection Agency is proud to recommend the following landlord books written by LPA Members, Dr. Dani Babb, Robert Irwin, Timothy Spangler, Tony & Sandy Midea and Dan Auito. Just click on the book for more information about it.



    real estate investing, landlord books





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    This offer also applies to 2-5 year Membership Renewals!
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    landlord books, landlording, landlord information, landlord tenant law, evictions



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    Interested in past LPA Newsletters?
    Feel free to view the LPA Newsletter Archive



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