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Landlord Newsletter Dec 20, 2011 - Renters Insurance |
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December 20, 2011  Dear Fellow Landlord,
It's lovely weather for a newsletter together with you! Well, let's de-stress for a few minutes together with this holiday LPA Newsletter. I hope all is well with you... and I hope you don't mind my "It's a Wonderful Life" quotes! In this issue:
Please e-mail us if you have any questions or would like to add or share any material / information.  Happy Holiday SPECIAL!Join with a 2 or 5 year membership and SAVE $20.00 Now! Includes the LPA Forms disk and immediate download access.
Offer Expires MIDNIGHT 12/25/11! *** Coupon CODE:
LPA-HOLIDAY20 ***
Give a Holiday Gift Voucher Instead
So, if you must reward your tenant for paying the rent as agreed, why not make it worth your while too? Let the tenant earn your gift by paying the rent early.
William Shatner Saves The World From... Exploding Turkeys!? Actor Joins State Farm to Create Online "Docudrama" to Raise Eyebrows and Awareness about the Dangers of Improper Turkey Frying 
Why You Need Renters Insurance The landlord's insurance only covers the property the rental is in. – not the tenant's belongings or tenant liability for accidents. If the tenant's possessions are stolen during a break-in or damaged by a fire or severe weather, a renters insurance policy will allow the tenant to recover their value. If someone is injured during an accident in the rental, renters insurance will help protect the tenant in the case a liability lawsuit. Common myths about Renters Insurance Tenant: "Renters insurance coverage is expensive." State Farm® renters insurance is remarkably affordable. For just pocket change a day, our policy can provide affordable basic protection of tenant's personal property and can protect them in case of a liability lawsuit. Tenant: "The landlord's insurance covers me." The landlord's insurance generally only covers the property itself that is rented - not the tenant's personal belongings and your liability. Tenant: "I don't need personal liability insurance." The landlord's policy most likely does not include liability for something that happens in rented residence. The tenant could be held responsible for injury to another person or damage to another person's property if an incident occurred within the rented residence, or elsewhere. Without liability coverage, the tenant's current and future earnings could be at risk. Renters insurance coverage may also provide legal defense costs. Tenant: "I don't own very much." Most people's belongings are often worth more than they think. That's one reason why tenants need Renters Insurance coverage.
The above information was provided by State Farm Insurance. 
John Reno also does Mortgage Loan Modifications (Nationwide). Dear Mr. Reno: A: Just when you thought you've heard everything- the tenants burned the house down on purpose? Why? To get out of the lease or to get their security, or both? That's a little extreme, even crazy for tenants. I guess somewhere in the annals of time, it has happened, but you'll never prove it. So collect your insurance & pay back the security. Dear Mr. Reno: A: No new notice is needed. If you have a landlord tenant problem you'd like to ask a question about, please feel free to e-mail me your question.  T'was the night before...The night was so clear the snow sparkling white. It was a wonderful evening, It was a wonderful night. The Caroler’s were singing, "Jingle Bells", they sang, and everything was peaceful until the telephone rang, Great", said the Landlord not wanting to go, "I just know it’s a tenant, I just know, I just know!" And sure as it’s cold out, whenever it snows. It indeed was a tenant, that’s just how it goes. But amazing enough it was good news not bad. The tenant was happy, they were actually glad. For they called to say thank you, and to wish a good cheer, to the Landlord and his family, and to have a good year. Then all of a sudden in his side was a nudge. Wake up you are laughing his wife groaned with a grudge. You'll wake up the children, dear go back to sleep. And then she was quiet, not even a peep. I must have been dreaming, too good to be true! That a tenant wasn’t calling, asking "What should I do"? But it was good while it lasted, it was a beautiful sight. The Landlord thought to himself, as he turned off the light. Then breathing a sigh, he snuggled back to his bed, As he tried for that dream to get back in his head. Have a nice Holiday Landlords Landlord Wealth QuotesDid You Know...? If you ordered any LPA forms in the past 60 days, the LPA will credit back to you the cost of those orders when you email us your new LPA Membership order #.  Take Advantage of our low Renewal Prices! How to Check your LPA Membership Expiration Date:
 
If you haven't already, please take the opportunity to sign up for The LPA's Quick Check Credit Reports! Quick Check is a simple, fast way to access online credit reports while saving you money! What are people saying about The Landlord Protection Agency? |
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I know lots of landlords who think it is a good will gesture to deliver a turkey or a bottle or cookies for the Holidays to their tenants. I've done it too, but please don't get me wrong. I learned a long time ago that it is not a good idea to get in the habit of giving gifts to tenants.
Many of you know what I mean. Tenants normally think they deserve the gifts you give them. Then they expect them each year. What if you don't give a gift to your tenant after you gave him something the previous year? There may be hard feelings on the tenant's part. After all, they feel it is their hard earned rent money that you are using to buy their gift along with all the other comforts you enjoy in life.
Holiday Discount Voucher
Holiday Discount Voucher