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People seem to forget that AC is not a habitablity issue, it is only a comfort issue. Humans lived the world over without AC for thousands of years without AC. Some states may have AC codified as habitablity but none that I'm aware of. I have a SFH remodeled into a duplex that 20 years ago and before nobody bothered with even window units. I recently added central air to make it easier to rent, but not as a habitablity thing. I always think about what my great-grandmother used to say before she or anybody in the family had AC. "I prefer cold weather to hot. You can always put on enough clothes to stay warm. But you can only take off so much and you're still hot!" Proves that while you might be hot, it still habitable.
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