Re: Tree falls on tenant's car. Who is responsible?

Re: Tree falls on tenant's car. Who is responsible? by Bryan (Ia) on November 2, 2011 @13:11

Simple, it is the T's responsibility to have it covered under their auto or renter's insurance.

When I was in the military my car was parked at my apartment and a hail storm came through. My auto insurance paid for the repair.

The car is the T's property, there was no negligence on the part of the LL, so the T is has to pay, it makes no difference if the T has comprehensive insurance on the car or not.

It makes no difference if a garage was provided or not. The tree could have fallen on the garage and the garage could have collapsed, it is still the T's property and the T is responsible for the repairs. Is the T's property covered by the LL's property insurance if the unit burns? No. That is why the T must have renter's insurance.

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Re: Tree falls on tenant's car. Who is responsible? - Landlord Forum thread 239277