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Help - post hurricane by Anonymous on November 1, 2012 @00:49

We have sustained an extremely devastating damage to our rental condos (and our home since we all live and rent in one community) we never had flood insurance, and our landlord insurances want nothing to do with us. I am sure there are others that went through this. Can you please advise what to do. How to file claims with FEMA? Do they help? The damage is soo extensive!!!
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Re: Help - post hurricane by MrDan (Georgia) on November 1, 2012 @06:26 [ Reply ]

My prayers are with all who are affected by this storm, Hope this helps you.
Re: Help - post hurricane by Nicole (PA) on November 1, 2012 @09:53 [ Reply ]
good luck. I don't believe FEMA will assist with nonowner occupied properties. Last year, my areas was hit very hard and every landlord I know, myself incuded, paid dearly out of pocket because the insurance companies wouldn't pay and FEMA was for homeowners. FEMA will assign you a case number and then direct you to the SBA for a loan and a "disaster packet" to assist you when filing your income taxes. Your tenants are eligible for compensation.
Re: Help - post hurricane by Anonymous on November 3, 2012 @03:58 [ Reply ]
The FEMA representatives I met, during a flood situation, wanted me, the neighbor not affected, to tell them what they could do to help. I just asked them to stop blocking my driveway, put on some high boots, and park their vehicle on the road instead of blocking me from going to work. Then they wanted directions on where the flooding was? Needless to say, I am not impressed with FEMA.

If you have flood insurance through them, they will help. If you don't have flood insurance, I doubt if you will get much help.

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