Re: Poor credit ? - Landlord Forum thread 346805

Re: Poor credit ? by Anonymous on July 27, 2016 @09:42

J, I don't have any other way to explain it. When you don't apply your rental criteria uniformly, you risk discrimination complaints *whether you intended to discriminate or not*. MrDan and others have made several posts about this lately. It's all in the name of landlord protection. The rejected tenant doesn't have to prove anything to make a housing complaint, nor have any knowledge about who the landlord did accept - only that they were rejected.

The housing authority will then initiate an investigation and do their *own* research.

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Re: Poor credit ? by J (FL) on July 27, 2016 @10:15	[ Reply ]

My point is credit reports are somewhat subjective. It isn't a black and white issue like "must have 3X income". It is a very complicated piece of information and hard to have rigid rules about making a decision. If someone is making their decision based only on a score cutoff because they are terrified of HUD, that's their right, but I think that's a dangerous way to pick a tenant. I've seen reports where someone has an okay score but items on there, or too much debt, where they would be too risky to take.