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Deadbeat in North Carolina - Landlord Forum thread 353850

Deadbeat in North Carolina by Jenna (NJ) on August 15, 2017 @18:19

                              
Collecting on Judgement. Tenant made 2 payments in small increments. Now I get a note she has big AC bill and new husband is on SS Disability. She sent me a web forum on how I can't sue her in NC, i.e you can't collect on SS and you can't take from a spouse. Anybody know NC law. She just sold a house for a 170,000, but says she is unemployed and only gets SS... Help! Ideas??? Thks!
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Re: Deadbeat in North Carolina by Nicole (PA) on August 15, 2017 @20:25 [ Reply ]
How did she sell a house when she has a judgment against her? you should have gotten paid at closing.
Re: Deadbeat in North Carolina by Anonymous on August 16, 2017 @05:46 [ Reply ]
Well, your biggest hurtle will be that in North Carolina, the joint ownership of a home may prevent you from excercizing your judgement. There are other excemptions that the debtor can use to prevent collection. Did you propertly file your judgement in North Carolina and send the required notices of excemptions to your extenant? The changes of collecting is very poor as there are many excemptions available to prevent collection.

If I remember right, the house was sold in Georgia and the extenant has now moved to North Carolina. So it appears you failed to have your judgement verified in Georgia.

Without spending money for an attorney, your chance of collecting looks slim. Even then, it may just cost you more in the long run trying to collect.
Re: Deadbeat in North Carolina by Linda on August 16, 2017 @12:11 [ Reply ]
If you had your judgment recorded in the Georgia state court where the property was deed, the sale should have recognized your lien.
If the property sale went through anyway, then you may want to make a claim against the new owners and potentially their title insurance will pay the claim.
The title company should have done a title search, and should have recognized your lien.
If you failed to record your judgement in Georgia, then you have no recourse there.
In North Carolina, it will be hard and costly to try to execute your New Jersey judgement due to that states debetor exemptions.

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