Re: Solution to poor credit score - Landlord Forum thread 355337

Re: Solution to poor credit score by Garry (Iowa) on December 11, 2017 @23:41

Are you really that gullible as to think someone over the internet can fix your credit scores in 3 days ??? You got yourselves into this problem by racking up a lot of debt over time, and not paying your bills on time, or not at all. Unless you know for a fact, that your personal info has been stolen, and you are NOT responsible for certain debts, then YOU need to take responsibility for your actions !! ABSOLUTELY NOBODY can can fix your credit score, but YOU!! Forget about the internet. Physically go to the nearest bank or credit union in your area, and ask to talk to someone in their loan dept. They can tell you the RIGHT way to repair your credit rating, or put you in touch with some who can. Basically, they will all tell you that it will take 2-4 years of you NOT racking up any more dept, and to pay all your daily living expenses in cash. And the debt that you do have now, you MUST pay the minimum monthly amounts ON TIME, and pay a little more each month on each of your bills if you can afford it.
If you can, both of you should take on an extra part time job, and put ALL that income towards your debt. You should also have someone from your bank help you make out a BUDGET, so you know where all your money is going each month. Your Cr. score is a history of how you have handled your finances the past few years. Your score will GRADUALLY come up, as you continue to make monthly, on time, and over time, payments. Just remember, even just 1 little screw up of either a missed or late payment on just 1 bill, will set your score back 5 points. Good Luck

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Re: Solution to poor credit score by Anonymous on December 11, 2017 @23:46	[ Reply ]

Are you really that gullible as to think that this post is for real? It's clearly spam! Gee wiz! And get off your condescending preachers box. There is no reason to attack anyone the way you do!