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Excuses!

Fire next door by Edward on June 30, 2018 @09:11

                              
Next door neighbor's tenant's car caught fire in their driveway and burned the front section of their garage. Since the buildings are close together, my rental property was also damaged (large section of our vinyl siding warped and melted from the heat). Waiting on the fire department and police reports. I've documented the damage, spoke to the car owner and fire department.

My rear courtyard is a mess with char and ash. My tenants were forced out of the building in the early morning.

Any suggestions of what to do next? I'm assuming their insurance will compensate us for the damage but wondering if there's anything I should do besides take pictures.

Thanks

[ Reply ] [ Return to forum ]

Re: Fire next door by don on June 30, 2018 @10:03 [ Reply ]
Very important to make sure your tenants have renters insurance like in your LPA lease if you use it just in case they need to stay elsewhere.
I always require proof of renters insurance before I give keys to new tenants.
Check your lease.
Yes, you will need to have your insurance company get involved to deal with the damage to your property. Call your agent.
Re: Fire next door by Garry on June 30, 2018 @10:32 [ Reply ]
As others have stated, get in contact with your insurance company, asap, who will handle it from there. Monetary settlements could be anywhere from 2 weeks, to 6 months out. Leave the siding alone, until a siding company can repair it. See if you can clean up some of the char and ash, at least to be able to use some of the courtyard. If you can't/don't want to do it, call a cleaning service, or a lawn care company to do it. Your ins. comp. may even have some places for you to call to do it. As the owner, you have every right to try to make immediate repairs or cleanup, to preserve/protect your property, until a professional can come out to look at the damage.
Re: Fire next door by Edward on June 30, 2018 @11:02 [ Reply ]
Thanks to all who responded. Do you think this will affect my insurance rates?
Re: Fire next door by Frank on July 1, 2018 @10:49 [ Reply ]
Sounds like everything should be under control.
Your insurance should cover you for the siding providing the damage is well above your deductible... and it should be + clean up costs.
Re: Fire next door by ttenmlt@aol.com on July 10, 2018 @01:57 [ Reply ]
I would call my attorney. Take some pictures,and then work on getting the mess cleaned up.
Re: Fire next door by Nora on September 19, 2018 @06:23 [ Reply ]
Very first youmake sure your tenants come under the insurance policy, many insurance companies first require proof of renters insurance before you give keys to new tenants. Read out all the agreement you have done with the insurance company. Otherwise, you can also contact professional public adjusters from their sters and let them handle the claiming period and other rights.

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