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Re: HO6 Insurance for NJ - Landlord Forum thread 359748

Re: HO6 Insurance for NJ by Robert on September 24, 2019 @14:14

                              
Just call your insurance agent and ask them about HO6. If they dont know anything then quickly change companies.

HO6 will cover you if a hailstorm destroys the roofs and now the insurance companies have a 5% of total value of complex, so deductible could be several hundred thousand. If the HOA send you a bill for your share of the new roof then the HO6 policy will cover your payment up to @$10K per condo.

HO6 does not cover the interior you should have a separate policy protecting your property and have a HO6 rider attached.
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