Tenant destroyed property - Landlord Forum thread 361260

Tenant destroyed property by Kem on May 24, 2021 @13:09

I was wondering about how other landlords replace and or Reno property myl tenants have destroyed my kitchen ripped out drawers totally made a mess I was wondering if I the landlord take out rental insurance if they cover such damages or is it coming out my pocket because suing for the damage is pointless they don’t have it to pay

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Re: Tenant destroyed property by Garry on May 24, 2021 @14:03	[ Reply ]

There is NO insurance for the tenant, that covers deliberate destruction of a rental property by a tenant. Even renters insurance would not cover deliberate damage, but it "may" cover accidental damage------say a stove caught fire and destroyed the kitchen---that would probably be covered IF the tenant had renters insurance. But broken windows, doors cabinets, holes in walls, ruined carpeting, etc, will not be covered. Your business insurance will "maybe" cover those "accidents" only, and any acts of Mother Nature---storms, falling trees/branches, some water damage, fires, etc. BUT, your ins. will NOT cover any deliberate damage caused by the T. You're on your own to fix the damages, and take the T to court to try to get your money back. Otherwise, it becomes a tax deduction for you the following year.

Re: Tenant destroyed property