Is the most common and standard type of report accessed. Contains information
from credit grantors, courts, and collection agencies regarding the historical
loans by the consumer.
Personal Information
Name:
ALFONSO B DOE
Date of Birth:
8/1/1963
SSN:
000-00-0000
Phone:
456-7890
On File Since:
5/1/2002
Address:
5 E ANYSTREET
FANTASY ISLAND IL 60750
Reported On:
7/1/2002
Address:
7 E ANYSTREET
LARCHMONT NY 10538
Reported On:
5/1/2002
Employment Information
Company Name:
UNKNOWN
Date Hired:
Occupation:
Date Reported:
Income:
Separation Date:
Company Name:
ABC PIPE CO
Date Hired:
Occupation:
Date Reported:
Income:
Separation Date:
Geo Code
GEO Status:
Insufficient Current Address
Address Indicator:
Current Address
ZIP Code:
60750
Block Code:
Block Group Status:
GEO Status:
No Future Address Entered
Address Indicator:
Future Address
ZIP Code:
Block Code:
Block Group Status:
Report Summary
Total # of Trades:
3
Current Trades:
1
Unrated Trades:
0
Curr Neg Trades:
2
Hist Neg Trades:
0
No. of Accts Paid:
0
Curr Past Due:
2
Amount Past Due:
$2,746
30 Days:
0
60 Days:
0
90+ Days:
0
Inquiries:
8
Inq. last 6 mnths:
4
Public Records:
2
Collections:
2
Oldest Trade:
12/1/1996
Accounts Balance:
$3,790
Mnthly Payment:
$20
Credit Limit:
$1,600
High Credit:
$2,746
Total Real Est. Bal.:
N/A
Total Rev. Bal.:
$1,044
Tot. Installment Bal.:
$2,596
Available %:
35
Scorecards
Scorecard:
EMPIRICA
Score:
502
Reasons:
(038) Serious delinquency, and public record or collection filed
(013) Time since delinquency is too recent or unknown
(020) Length of time since derogatory public record or collection is too short