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TRANS UNION Credit Profile Report TRANS UNION 555 W. ADAMS CHICAGO, IL 60604 800-888-4213 Date Reported: 4/6/2004 Personal Information Name: ALFONSO B DOE Date of Birth: 8/1/1963 SSN: 000-00-0000 Phone: 456-7890 On File Since: 5/1/2002 Address: 5 E ANYSTREET FANTASY ISLAND IL 60750 Reported On: 7/1/2002 Address: 7 E ANYSTREET LARCHMONT NY 10538 Reported On: 5/1/2002 Employment Information Company Name: UNKNOWN Date Hired: Occupation: Date Reported: Income: Separation Date: Company Name: ABC PIPE CO Date Hired: Occupation: Date Reported: Income: Separation Date: Geo Code GEO Status: Insufficient Current Address Address Indicator: Current Address ZIP Code: 60750 Block Code: Block Group Status: GEO Status: No Future Address Entered Address Indicator: Future Address ZIP Code: Block Code: Block Group Status: Report Summary Total # of Trades: 3 Current Trades: 1 Unrated Trades: 0 Curr Neg Trades: 2 Hist Neg Trades: 0 No. of Accts Paid: 0 Curr Past Due: 2 Amount Past Due: $2,746 30 Days: 0 60 Days: 0 90+ Days: 0 Inquiries: 8 Inq. last 6 mnths: 4 Public Records: 2 Collections: 2 Oldest Trade: 12/1/1996 Accounts Balance: $3,790 Mnthly Payment: $20 Credit Limit: $1,600 High Credit: $2,746 Total Real Est. Bal.: N/A Total Rev. Bal.: $1,044 Tot. Installment Bal.: $2,596 Available %: 35 Scorecards Scorecard: EMPIRICA Score: 502 Reasons: (038) Serious delinquency, and public record or collection filed (013) Time since delinquency is too recent or unknown (020) Length of time since derogatory public record or collection is too short (018) Number of accounts with delinquency Collections Member Number Industry Code Date Reported Amount Creditor Account Number Date Verified Balance Status Date Closed Narratives 0596D001/CAPITAL CRDT Collection services 4/1/2002 $5,845 TEST 55784 12/1/2003 $5,845 (9B)Collection account - Placed for collection 0596D001/CAPITAL CRDT Collection services 12/1/2002 $245 TEST 976461 7/1/2003 $245 (9B)Collection account - Placed for collection Public Records Court Name/Number Date Reported Member Number Amount Record Type Date Paid Plaintiff Assets Court Type ACC Designator Attorney Liability Public Record Disposition Docket Industry 12/1/2002 05027021 $1,500 Civil judgement - - - Individual account - - 986146 Miscellaneous and public record 12/1/2002 05027021 $789 Civil judgement - - - Individual account - - 98643314 Miscellaneous and public record Trade Lines Firm Name/ID Opened Credit Limit Balance MoPmnt 30 60 90 Account Number Reported High Credit Past Due MoRep Pattern KOB Acct. Type Chargeoff Orig. Amt. Date Closed Status Lst. Paymnt. Closed Ind Owner Terms AL GAS/U 075GY001 12/1/2002 - $2,596 - - - - 976415 4/1/2004 $2,596 $2,596 - - Utilities Installment - - - (9B)Collection account - Individual account - Placed for collection BOSS FINANCI/F 034GJ001 12/1/1996 - $150 - - - - 97641 3/1/2004 $150 $150 - - Finance, Open - - - (9B)Collection account - Individual account - Placed for collection CITI/B 064DB002 5/1/2002 $1,600 $1,044 $20 0 0 0 54241801 3/1/2004 $0 $0 23 1111111111111 Banks Revolving - - - 1111111111 (01)Paid or paying as agreed 3/1/2004 Individual account MIN Inquiries Date Subscriber Name Subscriber # Amount Market Submarket KOB 12/4/2003 I00001243 17 NY Insurance 12/4/2003 I00001240 17 NY Insurance 11/20/2003 VOLVO N01212622 15 DF Credit card and travel/entertainment companies 11/14/2003 CITIMORTGAGE F00023746 07 SL Finance, personal 4/5/2003 TEST CODE K00000004 06 TR Contractors 2/10/2003 EQUIFAX MTG Z00008281 06 CH Miscellaneous and public record 4/20/2002 CITI N00012831 06 CH Credit card and travel/entertainment companies 7/7/2001 CITI N00012896 06 CH Credit card and travel/entertainment companies Warning Messages Phone Append - 4-Default product delivered / P03 HAWK - 1-Requested product delivered / EMPIRICA - 4-Default product delivered / 07011 - 1-Requested product delivered / G07 07011 - 1-Requested product delivered / G04 06800 - 4-Default product delivered / OFAC Advisor Clear Input; year issued: 1965-1967; state: NY; (est. Age obtained: 0 to ) File; year issued: 1965-1967; state: NY; (est. Age obtained: 1 to 4) Credit data not suppressed