The Credit Bureaus are enforcing stricter regulations concerning private landlord End Users.
The credit bureau regulations require ALL Credit Report Resellers to obtain a Physical Site Inspection on the place of business (home office or commercial location) of ALL End Users (you) with access to credit reports. The Bureaus regularly audit credit report Resellers such as Quick Check to make sure they comply with the high standards of security necessary to protect against Identity Theft and misuse of tenant credit reports. The office of Quick Check Credit Reports has also been inspected by an inspector on behalf of the credit bureaus to ensure strict compliance. Your privacy and the security of your confidential records is a top priority. The server for InstaScreen and Quick Check is a Secured Site with Verizon Cybertrust Security.
Credit Decision Scorecard No Site Inspection Necessary
The Credit Decision Scorecard is an excellent alternative consumer report for landlords who elect not to submit to a site inspection. The Scorecard converts TransUnion credit report data, combined with other information into a quick, simple "Pass or Fail" report.
Since Quick Check Credit Reports is a reseller of confidential and sensitive credit bureau data, we are required to abide by Bureau rules and verify that each applicant (End User) has a legal permissible purpose to obtain consumer reports according to FCRA (Fair Credit Reporting Act).