Re: Prospective Tenants, Texas? - Landlord Forum thread 327604

Re: Prospective Tenants, Texas? by Katiekate (New York) on November 19, 2014 @09:48

You start by saying they both have credit scores that are OK. Then you state he has a score of 680....that is pretty far from OK.

You has skipped out on his obligations. That is how you get such a poor score. He doesn't follow your application procedure. You have a strong indication of what you can expect from him if he were your tenant.

I would turn them down based on incomplete application and poor credit score.

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Re: Prospective Tenants, Texas? by Anonymous on November 19, 2014 @10:36	[ Reply ]

KatieKate, thank you. The US average credit score is about 685. I look for 700+ but they are close. He has a 680 Empirica. Her VantageScore is 705 and her Empirica is 632.

Re: Prospective Tenants, Texas? by Garry (Iowa) on November 19, 2014 @10:57	[ Reply ]

I have not heard of these agencies. Are they local ones? I thought most of the country used the BIG 3-----Experion, Equifax, and TransUnion ?

Re: Prospective Tenants, Texas? by Anonymous on November 19, 2014 @11:06	[ Reply ]

G, The VantageScore is a new credit score they are trying to make a new standard. The Empirica is the old FICO score. All my scores were from Transunion. They are not agencies but different types of credit scores. Confusing huh?