Re: My smart move ? - Landlord Forum thread 296734

Re: My smart move ? by Anonymous (GA) on July 6, 2013 @19:02

What I got was a full credit report on my tenant and a credit score. It was a full complete report, exactly like the one I get for myself free twice a year. It showed every debt, student loan and credit card this person has. It was worth the $12.

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Re: My smart move ? by GA (Ga) on July 6, 2013 @20:34	[ Reply ]

Thanks. Appreciate the info. Better info than I got emailing them and asking them - they sent a canned non answer response. They owe you one, because before I saw this post, based on their video demo and non answer, I had decided not to use them but you changed my mind.

Re: My smart move ? by Anonymous (GA) on July 6, 2013 @21:29	[ Reply ]

I wasn't sold on them either in the beginning when I was looking into credit screening, but the ease of use and name recognition have a lot to do with it. Again, I don't think their background check is of any value, you still need to google the person's name, email address, check Facebook, check county judicial records databases (usually online in larger counties like DeKalb). I like that the tenant pays for it, they don't give me any money and it isn't a lot of money. I don't know what apartment complexes are doing with the $50 app fee they all seem to charge, because most of them are not pulling complete criminal background reports on tenants, they'd never accept anyone if they did.

Re: My smart move ? by Anonymous on July 6, 2013 @23:41	[ Reply ]

Well I tried SmartMove. I don't think I would use it again. Their credit report does not return any previous addresses, which is the portion of the standard credit report that has been most useful to me in the past - tenants will conveniently leave off previous addresses on their app, and without getting this info on the credit report there is no way to verify.

Re: My smart move ? by Anonymous (GA) on July 7, 2013 @10:23	[ Reply ]

The result I received for my tenant included past addresses, so I can't say why you didn't get any on your report. Maybe it has to do with the amount of time that has past since the person has lived at the past address? Mine showed the last 2 addresses the person lived at, which was further verified by the information provided on the completed application. I'm not saying the service is the best, but for the price ($12) it gave me a credit report and score.