Re: House burns down - Landlord Forum thread 334085

Re: House burns down by Brenda on April 24, 2015 @12:02

First, you should have the tenants renter insurance policy also named you, so if it was canceled, you would have been notified. Your failure to take any action in requiring renters insurance may mean that you have waived this requirement of your lease.

Second, you have no definite proof of the cause of the fire. This is a job for your insurance company to figure out. As far as anyone knows, faulty stove wiring could be the cause.

As to the security deposit, it belongs to the tenant until the landlord has a legal claim to it. So consult a lawyer on how to proceed. Do not just keep it to cover your deductible unless you have official proof the tenants were at fault and your lawyer says ok.

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