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Re: most debt is student loans FICO 612
by J (FL)
on December 3, 2016 @17:16
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By "serious deliquency" I assume you mean student loans that are 120+ days late, or actually defaulted.
I wouldn't take this person because those loans will be an albatross around their neck...their wages can even be garnished for this. Who are they going to pay, you or the loans? And $1900/month is not a ton of income.
Also more than half the tradelines are negative...that's not a good sign in general regardless of score.
Pass.
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