I believe you may be blaming the wrong ones when looking at the conflict between insurance companies and the Federal requirement that we allow a reasonable accommodation for a disabled person. To me, the problem lies with the insurance companies. Perhaps you should talk with the state insurance commissioner's office.
Im not looking for guidance as to who to talk to, im looking for guidance in dealing with a prospective tenant seeking that accommodation who is unwilling or unable to get his renters insurance company to cover his animal in writing.
while I believe i do have the right to require tenants to carry renters insurance as a condition of renting to them and if the prospect with the animal does indeed meet standard credit, income etc parameters to qualify on that level, can I decline the lease on the basis of insurability of the animal's breed ??