Re: How much do you pay for tenant insurance? - Landlord Forum thread 360913

Re: How much do you pay for tenant insurance? by lpadave on November 1, 2020 @06:28

Rita

You are being a responsible and forthright tenant. That speaks well of you.
Try your auto insurance company, AAA, Costco, Walmart, SAMs,your Union or local realtor offices. Many realtors are also insurance people.

Basic renters insurance policies are all priced pretty close to each other. What is the main price factor is how much coverage you buy for your personal property, not the liability limits. 300k vs 500k will only be literally a few dollars more per year.

The personal property coverage USUALLY extends to thieft or fire loss including items from your auto, which your auto coverage may not.

If your phone, computer, camera, jewelry in your purse etc is burned up in or stolen from your car, your renters insurance MAY cover it. Your auto insurance may not.

If you are robbed on the street or in your car, it might cover your loss.

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