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1. Can I sign up to order credit reports on tenants?
Yes. The LPA site is made to offer you a few choices for ordering credit reports on tenants.
ClearScreening online credit reports Instant online credit reports. No membership or setup fees. Instant Criminal Checks and a large variety of online screening reports.
Tenant Verification Service Fast online Credit Reports And Free Tenant Credit Reporting
aTenantScreen.com Fast online Credit Reports And Free Tenant Credit Reporting
Rent Recovery Service - "The Landlord Collection Agency": This service reports bad tenants while tracking down the tenants who owe you money. You can choose the "Contingency Plan" in which you only pay them if they collect from the tenant!
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2. I only want credit reports - Do I need to join The Landlord Protection Agency?
No. You can join one of our Credit Report affiliates to run credit reports and other background checks without joining the LPA.
For credit reporting, our credit reporting affiliates ClearScreening, TVS & aTenantScreen.com do not charge for reporting bad debt or your tenant's rent payment histories |
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3. Do I need the tenant's written permission to get a credit report?
Yes. You must have the applicant’s written authorization explicitly for running a credit report. It is illegal to pull a credit report without the tenant's written authorization according to the FCRA (Fair Credit Reporting Act). There could be very serious ramifications if you order credit reports without written authorization. |
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4. Do I have to use The LPA Rental Application to get a credit report or can I use my own?
We recommend our LPA Rental Application because we’re very happy with it and the results it brought us. It does more than just provide the basic information to obtain a credit report. It provides for other reference verifications, screening fees, non-refundable deposit, personal income, tenancy details and much more. But, no. If you have a rental application that contains the required ingredients to order a credit report and you prefer to use your own, that’s OK.
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5. Does The LPA have a form to deny a tenant's rental application?
Yes. You might want to check out the LPA’s Denial Letter & Adverse Action Notice. |
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6. Can I make a report on my tenant's credit report?
Our affiliate, Clearscreening allows you to report debts online to the credit bureaus. The LPA's Deadbeat Database allows you to report good and bad payment history and also the details of their tenancy to our nationwide tenant database, called The National Tenant Rating Bureau. "TVS" also allows you to report payment history on their own nationwide tenant database too.
Yes! The LPA Empowers You to REPORT on your Tenant’s Credit Report! Click here for more information about reporting a bad debt to the credit bureaus.
Our affiliate, Rent Recovery Service - "The Landlord Collection Agency" reports bad tenants while tracking down the tenants who owe you money. You can choose the "Contingency Plan" in which you only pay them if they collect from the tenant.
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7. Are the profile reports on the National Deadbeat Database seen by the tenants?
No. Only members of The LPA may view it. |
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8. Is The Deadbeat Database legal? I don't want my disgruntled ex-tenant to sue me.
Yes. It is against The LPA membership agreement and Terms of Service to knowingly provide false information on any tenants. Because all reports are provided by verified landlords through affiliate credit bureaus and landlords with paid LPA Memberships who have agreed to our Terms of Service, and screened landlord who subscribe to ourthe integrity of the tenant profiles is highly reliable.
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9. I can't figure out how to get a credit report from this site!
Once your account is set up with our credit agency affiliate, you will log on to that bureau's website with your confidential username & password (that you created when you signed up with the Credit Agency- Not your LPA username & password) Credit Report Agency Page
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10. If I do not agree to an Onsite Inspection by the credit bureau, can I still get credit reports to screen my tenants?
Yes. You can sign up with ClearScreening for full credit reports with no membership fee and no onsite inspection for private landlords. TVS and aTenantScreen require the onsite inspection for credit reports, but will allow you to by pass the onsite inspection by providing you with an alternative: A TVS Credit Decision Report. TVS makes a credit decision based on the Applicant's credit report and gives you a recommendation.
click here for a sample TVS Credit Decision Report
Excellent alternatives are: aTenantScreen or Tenant Verification Service who both charge no membership fee and are available online 24 hours a day, 7 days a week. |
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11. What other information should I know about obtaining credit reports?
More FAQs are available at:
TVS FAQs
ClearScreening FAQs
ClearScreening Price List
What Landlords need to know about consumer reports
FAQ on Delinquent Credit Reporting
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12. If I cannot meet the requirements of one of your credit agencies,
can I get a refund for my membership order for credit reports? - Do you have any alternatives to recommend?.
If you do not meet the requirements for any of our credit report affiliates, they will not charge you for any reports. The membership for our credit report affiliates is free. LPA membership is a separate membership not to be confused with any tenant screening / credit report memberships. The LPA offers a choice of authorized Credit Report providers on our Credit Report Agency Page
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