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    1. Can I sign up to order credit reports on tenants?
    2. I only want credit reports - Do I need to join The Landlord Protection Agency?
    3. Do I need the tenant's written permission to get a credit report?
    4. Do I have to use The LPA Rental application to get a credit report or can I use my own?
    5. Does The LPA have a form to deny a tenant's rental application?
    6. Can I make a report on my tenant's credit report?
    7. Are the profile reports on the National Tenant Rating Bureau database seen by the tenants?
    8. What is the FCRA FACT Act?
    9. How reliable is the information in The National Tenant Rating Bureau - Deadbeat Database?
    10. I can't figure out how to get a credit report from this site!
    11. If I do not agree to an Onsite Inspection by the credit bureau, can I still get credit reports to screen my tenants?
    12. What other information should I know about obtaining credit reports?
    13. If I cannot meet the requirements of one of your credit agencies,
    can I get a refund for my membership order for credit reports? - Do you have any alternatives to recommend?

    1. Can I sign up to order credit reports on tenants?
    Yes. The LPA site is made to offer you excellent choices for ordering online credit reports on tenants, all with your "Landlord Protection" in mind.
  • Quick Check Credit Reports
  • TVS
    Find out more at LPA Credit Reports

  • 2. I only want credit reports - Do I need to join The Landlord Protection Agency?
    No. You can join one of our Credit Report affiliates to run credit reports and other background checks without joining the LPA. Please check out the special deals for LPA members at LPA Credit Reports
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    3. Do I need the tenant's written permission to get a credit report?
    Yes. You must have the applicant’s written authorization explicitly for running a credit report. It is illegal to pull a credit report without the tenant's written authorization according to the FCRA (Fair Credit Reporting Act). There could be very serious ramifications if you order credit reports without written authorization.
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    4. Do I have to use The LPA Rental Application to get a credit report or can I use my own?
    We recommend our LPA Rental Application because we’re very happy with it and the results it delivers. It does more than just provide the basic information to obtain a credit report. It provides for other reference verifications, screening fees, non-refundable deposit, personal income, tenancy details and much more. But, if you have a rental application that contains the required ingredients to order a credit report and you prefer to use your own, that’s OK.
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    5. Does The LPA have a form to deny a tenant's rental application?
    Yes. You might want to check out the LPA’s Denial Letter and Adverse Action Notice.
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    6. Can I make a report on my tenant's performance?

  • The LPA's "National Tenant Rating Bureau" allows you to report good and bad rental history on your tenant(s) and also the details of their tenancy to our tenant database, also known as The Deadbeat Database.
  • Yes! The LPA collection affiliates also empower you to REPORT on your Tenant’s Credit Report! Click here for more information about reporting a bad debt to the credit bureaus.
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    7. Are the profile reports on the National Tenant Rating Bureau database seen by the tenants?
    Only paid members of The Landlord Protection Agency are authorized with log in access to this confidential information. (Please be advised The LPA will comply with federal law in regard to an authorized profile request.)
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    8. What is the FCRA FACT Act?
    The Fair and Accurate Credit Transactions Act (FACT Act) was signed into law in December 2003. The FACT Act, a revision of the Fair Credit Reporting Act, allows consumers to get one free comprehensive disclosure of all of the information in their credit file from each of the three national credit reporting companies once every 12 months through a Central Source. Click here for more information about the FCRA's FACT Act

    Many landlords who do not have an account with a credit report reseller ask prospective tenants to take advantage of the FACT Act and request their annual free statutory entitled credit report. Click here for credit report resellers.

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    9. How reliable is the information in The National Tenant Rating Bureau - Deadbeat Database?
    Extremely reliable. To knowingly provide false information on any tenant profile is a violation of the reporting agreement and a crime. Because all reports are provided by verified and screened landlords through authorized affiliate credit bureaus and landlords with paid LPA Memberships who have agreed to the required Terms of Service, the integrity of the tenant profiles is highly reliable.
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    10. I can't figure out how to get a credit report from this site!
    Once you have set up your account with our credit agency affiliate, you will log on to that bureau's website with your confidential username & password (that you created when you signed up with the Credit Agency- Not your LPA username & password) Credit Report Agency Page

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    11. If I do not agree to an Onsite Inspection, can I still get credit reports to screen my tenants?
    Yes. You can sign up with:

  • Quick Check Credit Reports No Site Inspection for qualified private landlords.
  • TVS and aTenantScreen require the onsite inspection for credit reports, but will allow you to by pass the onsite inspection with an alternative: A TVS Credit Decision Report, a recommendation made based on the Applicant's credit report.
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    12. What other information should I know about obtaining credit reports?
    More FAQs are available at:
  • Quick Check Credit Reports FAQs
  • TVS FAQs
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    13. If I cannot meet the requirements of one of your credit agencies, can I get a refund for my membership order for credit reports? - Do you have any alternatives to recommend?
    If you do not meet the requirements for any of our credit report affiliates, they will not charge you for any reports. The membership for our credit report affiliates is free. LPA membership is a separate membership not to be confused with any tenant screening / credit report memberships. The LPA offers a choice of authorized Credit Report providers on our Credit Report Agency Page
    LPA members also have an applicant assisted alternative: The LPA’s discounted partnership with TransUnion SmartMove
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