Re: Why rent to people with bad credit? - Landlord Forum thread 352372

Re: Why rent to people with bad credit? by Anonymous on May 24, 2017 @12:01

You are very correct. What happens is that when a discrimination complaint is filed, the landlord will always be on the defensive to prove they did not discriminate. The landlord will have to produce any and all records for several previous years, like leases, applications, advertisements, rental criteria, list of all rental inquiries, etc. It opens the landlord up to other issues of possible discrimination.
Insurance company's often do not cover the complete cost of defense and certainly will not be on the hook to pay damages if discrimination is found to occur. Using due diligence to avoid a discrimination charge is a necessity in today's rental market. Operating without these basics is very foolish for a landlord.

Every landlord should have written criteria for renting that's given with each application and an application should be given/offered to every interested applicant.

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Re: Why rent to people with bad credit? by Anonymous (IL) on May 24, 2017 @12:26	[ Reply ]

How often do people file discrimination complaints? Does it cost them money? What would they hope to achieve by filing one?

Re: Why rent to people with bad credit? by Anonymous on May 24, 2017 @12:28	[ Reply ]

How often it matters is irrelevant. What's relevant is that as a business owner, you don't want the complaints lodged against you, thereby compromising your business and livelihood. Not all landlords are scrupulous, and some actively discriminate. By filing a complaint, their hope is that less people will face discrimination when applying for a rental.

Re: Why rent to people with bad credit? by Anonymous on May 24, 2017 @12:34	[ Reply ]

For me respectful demeanor is an important criteria. I can't give it up for a one in a million(?) chance someone will file a complaint. Life is short and full of risks. We have to manage our risks with our expected returns..