Re: My smart move ? - Landlord Forum thread 296606

Re: My smart move ? by Anonymous (GA) on July 5, 2013 @20:08

I've used it and I like it. I get it at a reduced rate $12, but my tenant pays for it. I would use it again.

I really only trust it for credit reports, it includes a background check but the background check is ridiculous as it does all these checks that are not state specific for GA.

I still have to do a state wide sex offender (to feel it is the absolute most current record) check and judicial record search in my county and any county the tenant previously lived (if they even honestly tell you on the application) I do those checks online and they are free.

It is very difficult if not impossible for an individual to get a complete background check, like one done for criminal justice purposes on another individual. I could request my prospective tenant provide me with their criminal background, it would cost them $25 at their local PD. I can do a felony record search only in my state for $15 but again, it will only show felonies.

Truthfully, the credit check will be a good indicator of their ability to pay you rent. It is rare for someone who has an extensive criminal history to have great credit.

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Re: My smart move ? by GA (Ga) on July 6, 2013 @14:17	[ Reply ]

Just found this forum, and am interested in this topic as I just researched using Smart Move vis their online demo. My concern with the online demo is that they show a consolidated/ abbreviated credit report. I don't think the report in the demo includes enough information. I can also access SmartMove for $12, and it lists an option for "full credit report" at no additional cost. When I contacted them, they said the "full credit report" is exactly what is shown on the online demo, that if I don't select this option i get nothing. Is that your experience also?

Re: My smart move ? by Anonymous (GA) on July 6, 2013 @19:02	[ Reply ]

What I got was a full credit report on my tenant and a credit score. It was a full complete report, exactly like the one I get for myself free twice a year. It showed every debt, student loan and credit card this person has. It was worth the $12.

Re: My smart move ? by GA (Ga) on July 6, 2013 @20:34	[ Reply ]

Thanks. Appreciate the info. Better info than I got emailing them and asking them - they sent a canned non answer response. They owe you one, because before I saw this post, based on their video demo and non answer, I had decided not to use them but you changed my mind.

Re: My smart move ?

Re: My smart move ? by Anonymous on July 6, 2013 @23:41	[ Reply ]

Well I tried SmartMove. I don't think I would use it again. Their credit report does not return any previous addresses, which is the portion of the standard credit report that has been most useful to me in the past - tenants will conveniently leave off previous addresses on their app, and without getting this info on the credit report there is no way to verify.

Re: My smart move ?

Smartmove: $25 - $30.00 by Anonymous on July 7, 2013 @00:25	[ Reply ]

Tenant credit checks for landlords Need a quick, reliable and secure way to run a tenant credit check online? From TransUnion website: https://www.mysmartmove.com/tenant-credit-check.html SmartMove tenant verification service provides you with exactly what you need to make an educated leasing decision right now: All online Results in minutes No lengthy signup process—start screening today Credit screening certified by TransUnion Customized leasing and deposit recommendation National criminal background report Credit Score Full Credit Report All for only $25

Cut and Paste? by Anonymous (GA) on July 7, 2013 @10:36	[ Reply ]

Kudos for mastering how to cut and paste text! I don't use smart move for leasing and deposit recommendations - I don't even know what that is or why I would need a recommendation from a credit reporting agency on my lease or deposits. The national criminal background check was not something I scrutinized, my tenant was from the area, as have been all my tenants, I don't even know that I would deny tenancy to them if their name were on a no-fly list, I don't care if they can't fly in an airplane. I really only care if the person is on the sex offender list in GA, if they are registered in other states there is little I can do about it, once the spend 72hrs in GA they have to register with the Sheriff. Not every sex offender has the same residence restrictions, depends on the offense and if it was before 1996 in GA. Every state is different. I don't know why you have posted a range if $25-$30 because my tenant only paid $12.

Re: Cut and Paste?

Re: My smart move ? by Lisa (Georgia) on January 19, 2017 @11:47	[ Reply ]

I can tell you, the report is missing vital information for the Georgia market. The report DOES NOT include social security number or date of birth. This is critical during an eviction because Georgia will not serve a writ without it. In other words, DON'T use this service if you live in Georgia, it's useless.